why choose uplend? it’s simple really:
problem? solved!
we’re building a team of natural problem solvers, with the expertise to help you secure your financial future, support your dream retirement and buy or build your dream home.
Andy Kotzoulas - Finance Broker & Founder
Andy isn’t just a mortgage broker, he comes from an award-winning career in residential and business banking at Westpac and St George.
In 2023, Andy founded Uplend to provide broader lending options and strategic solutions to clients often overlooked by traditional banks and less experienced brokers.
He holds an unrivalled expertise in building high-growth property portfolios and structuring finance across multi-entities and trusts, including SMSF. He can also strategically position complex self-employed and small business owners for residential and investment purchases.
Known for his down-to-earth manner, exceptional advice, and service ethic, Andy is committed to providing advice to anyone who has property ambitions, so they can move forward with their true lending potential clarified.
Ruth Conwell - Business Development Manager
Ruth is an experienced business development manager with over seven years in real estate before transitioning into finance. Her deep understanding of property and client relationships makes her a valuable partner for agents and clients alike.
A natural communicator with a calm, results driven approach, Ruth is known for building strong partnerships and keeping things moving. Around the office, she’s valued for her reliability, professionalism, and ability to make the complex simple.